See where it all goes
Every payment is sorted the moment you tap.
- Groceries£412
- Eating out£268
- Transport£164
- Bills£350
Money that moves at your speed.
The current account that lives on your phone. No monthly fee, paid a day early.
- 4.2Mcustomers in the UK & EU
- 36currencies at the real rate
- 3 secaverage transfer
Everything a bank does. Minus the waiting.
Pots for every plan
Set money aside for goals, with interest paid daily.
✈
Tokyo 2027£1,840
⌂
House deposit£12,400
☂
Rainy day£2,000
Pay anyone in seconds
Send to a phone number or split a bill with a link.
£24.00 sent in 2.8s
Spend like a local
36 currencies at the real exchange rate. No fees.
- Euro£1 = €1.1842€412.30
- US Dollar£1 = $1.3417$88.00
- Yen£1 = ¥198.62¥24,500
kovaPlus
•••• 4821
Alex Morgan
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A card worth taking out.
Pick a finish. Delivered in 2 working days.
- 1%cashback on groceries
- £0fees abroad
- 4.1%AER savings
Locked down tight.
Bank-grade encryption, with every control in your hands.
- Face ID on every payment
- FSCS protected to £85,000
- Real-time fraud checks
Card activeLost your wallet? Freeze it in one tap.
Start free. Upgrade later.
Standard
£0 /month
- Lime debit card
- £250/month free ATM
- 3.5% AER savings
PlusPopular
£4.99 /month
- Aurora or Pearl card
- No fees abroad
- 4.1% AER savings
Metal
£14.99 /month
- Obsidian Metal card
- 1.5% cashback everywhere
- 4.6% AER savings
“The slickest banking app in Britain, and it isn’t close.”
Scan to download